All stories by Rajiv Raj
Scared of filing income tax return? Here's help
Rediff.com2 Mar 2016You don't need to be intimidated by the thought of filing tax returns
The Common Man's Budget Wishlist
Rediff.com25 Feb 2016But do not expect the finance minister to fulfil all these wishes
Does marriage affect your credit score?
Rediff.com22 Feb 2016Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
5 ways to be a financially savvy couple
Rediff.com11 Feb 2016Couples, who plan money together, stay together and get rich together!
A loan guarantee could harm your CIBIL Score
Rediff.com2 Feb 2016Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
The four lifelines for a healthy credit score
Rediff.com28 Jan 2016Here are four ways to keep your credit score in the green
How to handle credit card debt after the death of a loved one
Rediff.com20 Jan 2016In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
Gift your family a new home by next Pongal
Rediff.com15 Jan 2016Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
How to get your CIBIL score soar high this Makar Sankranti
Rediff.com14 Jan 20162016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
5 times you shouldn't use credit cards
Rediff.com7 Jan 2016and three times when you should actually use them
Why this is a good time to buy a house!
Rediff.com6 Jan 2016Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal
4 smart hacks to use your credit card in the New Year
Rediff.com1 Jan 2016If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
How CIBIL keeps an eye on your credit card usage
Rediff.com29 Dec 2015You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
Dream home on your mind? Think pre-approved home loans!
Rediff.com23 Dec 2015Here are the many pros and some cons of going for such an arrangement
6 benefits of using E-payment cards
Rediff.com14 Dec 2015While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
Five steps to improve a poor CIBIL score
Rediff.com10 Dec 2015Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
FAQs: Importance of credit card reward points
Rediff.com8 Dec 2015Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.